NEW LENDER INFORMATION
Private lending is a unique investment option that should be a part of every investment portfolio. Unlike a stock portfolio where there is no real tangible security for your investment; all private investment loans are secured with real estate pledged by borrowers as collateral with a mortgage/deed of trust recorded with the local Registry of Deeds. Unlike the volatile stock market, private lending offers investors the opportunity to invest their money with the expectation of receiving a fixed rate of return on their principal, typically between 12-15% per annum. Risk of principal loss is mitigated by the real estate held as collateral, so that in the unfortunate event of default by a borrower a private lender may exercise its right to collect rents and profits or to foreclose on the property.
In the event a borrower satisfies a private lender's preliminary lending parameters, MassPrivateLending.Com will prepare an in-depth and detailed borrower information packet for review. Each of our private lenders have complete autonomy on whether they want to invest in each loan transaction and may decide how much or how little they want to invest in each loan. All investor funds are handled by one of our preferred attorneys who also draft all loan documents and provide personalized representation regardless of the size of the loan transaction. It is our policy at MassPrivateLending.Com that no loan will close and no investor funds will be disbursed without the express written consent of each private lender participating in each loan.
Disclaimer
- NOT FDIC INSURED
- NOT BANK GUARANTEED
Past performance is not a guarantee of future results. The information contained herein is for informational purposes and is not to be construed as indicative of the future performance or investment strategy of any investment. An investment may result in a loss to the investors. Investments in mortgages or trust deeds are not insured by, issued by, guaranteed by or obligations of the FDIC, the Federal Reserve Board, any government agency or bank. Investments are subject to investment risks, including possible loss of principle amount invested.
Before you invest in a mortgage or trust deed secured by real property, you should be aware of the following and consult your financial advisor. The funding of a loan or purchase of a promissory note that is secured by a lien on real property (mortgage loan) is an investment that involves risk. The borrower on the loan may default on required payments, and you may lose all or part of the principal amount you invested and/or the interest you expected to earn from the investment. An investment in a mortgage note secured by a lien on real property, usually through a deed of trust (mortgage loan or mortgage loan investment), like most investments involves the risk that the investment will not perform as expected. MassPrivateLending.Com Inc. is not a depository institution, and a deed of trust investment is not secured by any depository insurance or insured or guaranteed by any agency of the State of Massachusetts or the Federal Government. Though opinions of value, including broker price opinions, certified appraisals, computer generated value analyses and other common valuation practices are employed at MassPrivateLending.Com Inc., we are the ultimate and final decision maker with respect to determination of property value and loan to value ratio. MassPrivateLending.Com Inc. and its principals may have equity positions, participations, or other vested interests in any given loan. The rate of interest paid to investors will be different than the rate of interest charged to our borrowers MassPrivateLending.Com Inc. may assess, at its sole discretion, appropriate late fee's, inspection fees, forced placed insurance coverage, and other unspecified fees that may have a detrimental effect on the ability of the borrower(s) to make regular payments. MassPrivateLending.Com Inc. cannot substantiate the integrity or financial stability of any IRA custodian with whom our investors may contract with.
MassPrivateLending.Com Inc. is currently not subject to the reporting requirements of the Securities Exchange Act of 1934, as amended and, therefore, does not file reports, proxy statements or other financial information with the Securities and Exchange Commission.
